WELCOME!

PROFESSIONAL SPECIALTIES:

• LONG TERM CARE                                    
• PERSONAL LIFE INSURANCE
• BUSINESS LIFE INSURANCE
• HEALTH INSURANCE (GROUPS AND INDIVIDUALS)
• ESTATE ANALYSIS
• EMPLOYEE BENEFITS

QUALIFICATIONS:

• BACHELOR OF SCIENCE DEGREE IN BUSINESS ADMINISTRATION (EMPHASIS INSURANCE) SAN DIEGO STATE UNIVERSITY
• CHARTERED LIFE UNDERWRITER  ( CLU )
• MEMBER CALIFORNIA ASSOCIATION OF HEALTH UNDERWRITERS
• MEMBER OF SAN DIEGO ASSOCIATION OF INSURANCE & FINANCIAL ADVISORS
• MEMBER OF THE SOCIETY OF FINANCIAL SERVICE PROFESSIONALS
• INDEPENDENT REPRESENTATIVE OF OVER FIFTY INSURANCE CARRIERS
• SERVING CLIENTS IN THE SAN DIEGO COUNTY AND SURROUNDING COUNTY'S SINCE 1978

PERSONAL:

• BORN IN LONG BEACH, CALIFORNIA, RESIDE IN EL CAJON, CALIFORNIA (SAN DIEGO COUNTY) WITH MY WIFE, GAIL, AND OUR TWO SONS, CHRIS AND DANIEL.

PHILISOPHY:

• In serving my client, I shall recommend that course of  action which I would apply to myself in the same situation.

 CA Lic. No. 0565001